The Direct Express® program caters to federal benefit recipients, offering them accessibility and spending capabilities without the need for a bank account. When MasterCard ceased support for the Direct Express app, Comerica, among other participating financial institutions, faced the challenge of swiftly creating its own version of the app.
A significant portion of the customer base, dealing with digital accessibility challenges, heavily relies on this monthly deposit reaching their accounts. A common use case involves customers purchasing their monthly groceries at midnight from Walmart, anxiously refreshing the app while waiting in line to check for the deposit. Given the critical nature of the app for users, emphasizing high reliability and usability was paramount.